TRICARE Benefit Comparisons

BeneficiariesTRICARE PrimeTRICARE ExtraTRICARE Standard
Active Duty Personnelautomatic, free enrollment; free caren/an/a
POS optionannual deductible of $300 per individual, or $600 per family; after deductible paid, POS cost-share of 50% of TRICARE allowable charge; may pay additional charges (up to 15% above allowable charge) for non-network providersn/a n/a
BeneficiariesTRICARE PrimeTRICARE ExtraTRICARE Standard
Spouse and children of Active Duty Personnelmust complete enrollment form; no enrollment feeno enrollment fee; military ID card for services (DEERS)no enrollment fee; military ID card for services (DEERS)
deductiblenoneE-4 and below:
$50 per person, $100 per family

E-5 and above:
$150 per person, $300 per person

E-4 and below:
$50 per person, $100 per family

E-5 and above:
$150 per person, $300 per person

copayment none15% of cost for civilian outpatient visit;
$11.45 per day for civilian inpatient admission;
$11.45 per day or $25 minimum, which ever is greater, for civilian inpatient mental health
20% of cost for civilian outpatient visit;
$11.45 per day for civilian inpatient admission;
$11.45 per day or $25 minimum, which ever is greater, for civilian inpatient mental health
maximum annual cost? $1000$1000
BeneficiariesTRICARE PrimeTRICARE ExtraTRICARE Standard
Retirees and their family members; includes unremarried spouse and children of active duty or retiredAnnual enrollment fee: $230 per person or $460 per familyno enrollment fee; military ID card for services (DEERS)no enrollment fee; military ID card for services (DEERS)
deductiblenone$150 per person, $300 per family $150 per person, $300 per family
copayment $12 per civilian outpatient visit; $30 per civilian emergency care; $25 per civilian mental health visit20% of negotiated fee for civilian outpatient visit, or emergency care visit, or mental health visit25% of allowable charges for civilian outpatient visit, or emergency care visit, or mental health visit
Civilian Inpatient
Cost Share
$11 per day ($25 minimum)Lesser of $401 per day or 25% of hospital billed charges; plus 20% professional feesLesser of $401 per day or 25% of hospital billed charges; plus 25% professional fees
Civilian Inpatient
Mental Health
$40 per day20% of institutional charge plus 20% professional feeLesser of $149 per day or 25% of institutional fee plus 25% professional charges
maximum annual cost$3000$7500$7500

last updated: 3 September 2001